Cut Years off your Mortgage

Cut Years off your Mortgage

With today’s low interest rates, deciding to buy a home is one of the best decisions anyone can make. Financing such a big purchase, however, often means combining savings with money borrowed through a financial arrangement, commonly referred to as a mortgage. Mortgages allow you to pay back the principal, or amount borrowed, plus interest,…

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Arranging your Mortgage

Arranging your Mortgage

Arranging your mortgage doesn’t have to be a baffling experience Buying a home today is an extremely attractive proposition. Interest rates are at their lowest in decades and the housing market is full of homes to suit just about any budget or family requirement. Still, you’ll inevitably have to deal with financing and this will…

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Say it with Colour

Say it with Colour

Even on the dullest winter day, colour fills our lives.  Look around and you’ll see a thousand shades of greens and browns, violets, greys, golds and blues.  Colour is also part of our language.  Few of us will dispute that it affects our moods and how we feel — red with anger, green with envy,…

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Garden Year Round in your Home

Garden Year Round in your Home

It’s hard for an avid gardener to put down their spade come winter. That’s why so many choose to garden year-round. Whether it is wintering expensive outdoor annuals inside your home, investing in a small greenhouse or growing miniature indoor gardens on window ledges and in special containers, there are many ways to keep gardening…

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Creating Curb Appeal

Creating Curb Appeal?

They say you can’t judge a book by its cover. But when it comes to houses, the exterior can be just as important as the interior if selling or buying. When selling, it is the outside, or the home’s curb appeal that often determines whether the inside is ever seen. How a house ‘shows’ from…

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Your Heating System

Your Heating System

A heating system converts fuel into heat which then flows through a house. The efficiency of a heating system depends on the amount of fuel consumed to meet heating needs. Using less fuel means your system has increased its energy efficiency. Check your heating system first One way to maximize output using the least amount…

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